Very short and nice read - Gates: Now's the time to stop using passwords--really "One problem people face is knowing whether they’re at a legitimate web site or a malicious site ." More here http://antiphishing.org/ "People also face numerous problems in identifying themselves to the sites they use." Check out some problems related to passwords here http://www.guidanceshare.com/wiki/Authentication_Vulnerabilities " CardSpace is part of the solution to all of these problems ." More here One-Page Introduction...